Privacy Policy
Gold Chit App
Effective Date: September 18, 2025
Last Updated: September 18, 2025
Quick Summary: We collect only necessary information to provide our gold trading services. Your data is secure, encrypted, and never sold to third parties. You have full control over your personal information.
1. Information We Collect
Personal Information
- Account Data: Name, email address, phone number
- Payment Information: Processed securely through Razorpay
- Transaction History: Records of your gold purchases
Technical Information
- Device Data: Device type, operating system, app version
- Usage Analytics: How you use the app (anonymized)
- Error Reports: Crash logs to improve app stability
2. How We Use Your Information
- Process gold purchases and payments
- Provide customer support
- Send transaction confirmations
- Improve app functionality
- Prevent fraud and ensure security
3. Data Sharing
We do not sell your personal information. We only share data with:
- Razorpay: For secure payment processing
- Google Analytics: For app improvement (anonymized)
- Legal Requirements: When required by law
4. Your Rights
- ✅ Access your personal data
- ✅ Correct inaccurate information
- ✅ Delete your account and data
- ✅ Opt-out of marketing emails
- ✅ Export your data
5. Data Security
- 🔒 All data encrypted in transit and at rest
- 🔒 Secure servers with limited access
- 🔒 Regular security audits
- 🔒 PCI DSS compliant payment processing
6. Data Retention
- Account Data: Until account deletion or 3 years of inactivity
- Transaction Records: 7 years (financial regulation requirement)
- Analytics Data: 2 years (anonymized)
7. Third-Party Services
8. Children's Privacy
Our app is not intended for children under 13. We do not knowingly collect information from children under 13.
9. Changes to This Policy
We may update this privacy policy. We'll notify you of significant changes through the app or email.